Underwriter
Financial Services
As an underwriter, you’ll be responsible for evaluating our client's customer applications to determine each individual’s eligibility for a loan. You’ll be making decisions based on understanding application criteria and interpreting credit files, bank statements, payslips, and other personal finance documents. Working efficiently and consistently, you will ensure that all customers receive a sound decision in line with our client’s responsible lending criteria.
Our client is looking for a passionate and driven individual to join their close knit team. They are a national organisation who strive to revolutionise the financial services industry, making it fairer and more inclusive.
What You’ll Be Doing
- Thoroughly analysing and evaluating loan applications within a purpose built platform
- Maintaining consistent and efficient loan decisioning
- Interpreting the risk factors associated with lending to customers based on their application
- Supporting the Customer Care Team with queries about applications
- Recording and preparing underwriting reports
What We're Looking For
- Someone with at least two years experience working in a customer focused role, as well as two years working as an underwriter
- An individual with at least one year working in a FCA regulated environment or a collections role preferred
- An organised and self-motivated individual able to work independently
- The ideal candidate will need excellent verbal communication and interpersonal skills
- Someone with strong analytical skills and exemplary attention to detail
- An individual who is passionate about providing excellent customer service
- Someone with the ability to make responsible lending decisions
What's on Offer
- A competitive salary, with your starting salary based on previous experience
- Ongoing training and development, with the opportunity for progression
- 25 days of annual holiday entitlement, along with public holidays
- The opportunity to work for a company that genuinely cares about their staff, doing all they can to make working for the business enjoyable and rewarding
- Working with fun and friendly colleagues